Collaboration Initiatives International : Collaborative Leadership Building for Global Citizens: Anti-poverty 扶貧

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2014年9月22日星期一

Defining Financial Literacy in a New Economic Age

This language includes several elements, all of which are important.

Financial literacy, which represents the basic and essential tools in the financial education tool kit.

Financial capability represents both the potential and the absolute awareness of what is possible, one’s options and opportunities, after one has achieved financial education and financial literacy.

Financial inclusion represents the vision and commitment ( of America ) to include everyone in its future promise and opportunity.

Financial empowerment is what one does with one’s newly discovered financial capability.

And financial dignity is the goal of all financial empowerment efforts, just as the civil rights movement was really a campaign for respect and dignity.

Bryant H. John (2014) How the poor can save capitalism: rebuilding the path to the middle class. San Francisco: Berrett-Koehler Publishers, Inc., p.58-59.

2014年9月21日星期日

Harvesting in the Plot of the Poor

As I look for real, sustainable solutions to the poverty and lack of opportunity I see every day during my work at Operation HOPE, I have come to a strange conclusion: We have most likely locked up and thrown away the key to some of the very character traits that are required to stand up a community, create an emerging market and jobs, and grow local economies. We have actually tossed away the portion of society that we need to save it, leaving the elderly, the infirm, the young, broken families, or the traditional job striver to save a faltering community.

What would happen if all of these otherwise brilliant young people, whose main role models for “success” in their communities are drug dealers, rap stars or athletes, instead were given a proper business model or a business internship? Maybe it would change everything…

Bryant H. John (2014) How the poor can save capitalism: rebuilding the path to the middle class. San Francisco: Berrett-Koehler Publishers, Inc., p.4-5.